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Ringling Bros., Bernanke and Bailey


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PST SAN FRANCISCO -- Foreclosures and default notices skyrocketed to record peaks in California and the Bay Area in the fourth quarter of 2007, according to a report released Tuesday. The information was a fresh reminder that the slumping real estate market is continuing to have a serious impact on homeowners, particularly those with risky subprime mortgages.

 

Lenders repossessed 31,676 residences in California in the October-November-December period, according to DataQuick Information Systems, a La Jolla research firm. That was a dramatic 421.2 percent increase from 6,078 in the year-ago quarter.

 

In the Bay Area, foreclosures rose an equally stunning 482.5 percent to 4,573 in the fourth quarter, compared with 785 a year ago. Contra Costa County, with 1,558 foreclosures, up 533.3 percent from a year ago, had the most, followed by Alameda County with 1,026 (a 514.4 percent increase) and Solano County with 704 (up 528.6 percent).

 

"Foreclosure activity is closely tied to a decline in home values," DataQuick President Marshall Prentice said in a statement. "With today's depreciation, an increasing number of homeowners find themselves owing more on a property than its market value, setting the stage for default if there is mortgage payment shock, a job loss or the owner needs to move."

 

http://www.sfgate.com/cgi-bin/article.cgi?...UJN7I.DTL&tsp=1

Posted

I think you all just witnessed blackmail.

 

These assholes could have sold off in an orderly way, but they decided to trigger a crisis to get what they wanted with a lower rate cut.

 

That's my story, and I'm sticking to it.

Posted
Insana is BEGGING for bailout of MBI/AMBAC..he looks, well, weepy.  I wonder if his fund is imploding.

639455[/snapback]

 

 

At least some of his BUDs' funds are. :lol:

Posted
PST SAN FRANCISCO -- Foreclosures and default notices skyrocketed to record peaks in California and the Bay Area in the fourth quarter of 2007, according to a report released Tuesday. The information was a fresh reminder that the slumping real estate market is continuing to have a serious impact on homeowners, particularly those with risky subprime mortgages.

 

Lenders repossessed 31,676 residences in California in the October-November-December period, according to DataQuick Information Systems, a La Jolla research firm. That was a dramatic 421.2 percent increase from 6,078 in the year-ago quarter.

 

In the Bay Area, foreclosures rose an equally stunning 482.5 percent to 4,573 in the fourth quarter, compared with 785 a year ago. Contra Costa County, with 1,558 foreclosures, up 533.3 percent from a year ago, had the most, followed by Alameda County with 1,026 (a 514.4 percent increase) and Solano County with 704 (up 528.6 percent).

 

"Foreclosure activity is closely tied to a decline in home values," DataQuick President Marshall Prentice said in a statement. "With today's depreciation, an increasing number of homeowners find themselves owing more on a property than its market value, setting the stage for default if there is mortgage payment shock, a job loss or the owner needs to move."

 

http://www.sfgate.com/cgi-bin/article.cgi?...UJN7I.DTL&tsp=1

639451[/snapback]

 

In Campbell CA I am starting to see the marginal borrowers blow up and are trying to sell their homes. This is going to be an interesting selling season coming up. Silicon Valley has been pretty strong but the cracks are starting to show up everywhere.

Posted

instead of lowering interest rates to zillo or close to zillo, why not lower them to sub-zillo? that way the banks would have a legal right to extract money from your account every day of the year. solvency problems (well, the pigmen's, anyway) solved!

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